I don't think giving a guy a chance to prove himself means you are low value. But it isn't contributing to your financial, physical and mental well-being, then yes, that means you are settling for less.

As for giving up sex too early. Most guys see the woman as cheap when they get sex easily after getting to know you. Why! Because we grew up thinking sex is sacred and an abomination. I'm glad you had time to read and share your opinion. I appreciate it. Thank you.